For UK families, saving for a big cost works better when it doesn’t wipe out...

https://wiki-spirit.win/index.php/Why_does_buying_a_car_cost_more_than_the_sticker_price%3F

For UK families, saving for a big cost works better when it doesn’t wipe out your safety net. Learn to use separate savings pots, choose a realistic monthly target and stress-test your budget with an awkward month before you commit.