Lifetime insurance is the best option because insurers love to exclude...

https://www.4shared.com/office/y_x7jcW3ge/pdf-505-43772.html

Lifetime insurance is the best option because insurers love to exclude pre-existing conditions. If your dog needs a £5,000 cruciate ligament surgery in 2026, you cannot afford a time-limited policy that dumps the bill on you after twelve months