Roth conversion tax impact 2

https://kilo-wiki.win/index.php/How_to_Use_a_401(k)_Withdrawal_Calculator_to_Plan_Your_Retirement_Income

A Roth conversion moves money from a traditional IRA or 401(k) into a Roth account, and you pay income tax on the converted amount that year. This can be a smart move if you expect to be in a higher tax bracket later, or want tax-free withdrawals in retirement. But the upfront tax bill can be steep, so it's important to weigh your current marginal rate against your future plans.