When Small Business Owners Face HMRC Collection Actions: Maria's Story
https://dlf-ne.org/development-finance-vs-bridging-loans-5-practical-differences-that-decide-profit-and-how-to-pick-the-right-one/
Over coffee, Maria told me she thought a late VAT return was "no big deal." Two months later she had a formal HMRC letter demanding payment, plus a threat to take money straight from her business account